Some very necessary medical procedures, because they don’t qualify as either accident or sickness, are perplexedly not covered by some health insurances. In spite of the somewhat humorous fact that pregnancy is neither sickness nor (usually) accident, thankfully, it is normally covered by most state health insurance like california state health insurance. From physical exams to ultrasounds to the birth itself, health insurance will pay for a great deal of prenatal care. One helpful hint to keep in mind, however, is that lab work may be billed separately from other work that is done during your prenatal care. Also, you may not be aware that the hospital may prepare two separate bills for you and your child.